Note Vest Collectables

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Note Vest Collectables

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For financial advisers & their clients...

Discover THE WORLD OF Australian PRE-Decimal & Decimal Banknotes

Discover THE WORLD OF Australian PRE-Decimal & Decimal BanknotesDiscover THE WORLD OF Australian PRE-Decimal & Decimal BanknotesDiscover THE WORLD OF Australian PRE-Decimal & Decimal Banknotes

Your trusted source for Uncirculated Australian Paper

Pre-Decimal & Decimal Banknotes

Market Value Estimates

For financial advisers & their clients...

Discover THE WORLD OF Australian PRE-Decimal & Decimal Banknotes

Discover THE WORLD OF Australian PRE-Decimal & Decimal BanknotesDiscover THE WORLD OF Australian PRE-Decimal & Decimal BanknotesDiscover THE WORLD OF Australian PRE-Decimal & Decimal Banknotes

Your trusted source for Uncirculated Australian Paper

Pre-Decimal & Decimal Banknotes

Market Value Estimates

About Note Vest Collectables

Executive Summary...

8%–19% p.a. equivalent ROI

Key Investment Case...

Uncirculated Australian banknotes – both pre-decimal (1910–1965) and decimal paper series (1966–1992) – represent a niche but increasingly recognised alternative asset class. Unlike bullion or equities, their supply is fixed and declining due to natural attrition. With structured short-term agreements (3–18 months) and pre-agreed buyback 

Uncirculated Australian banknotes – both pre-decimal (1910–1965) and decimal paper series (1966–1992) – represent a niche but increasingly recognised alternative asset class. Unlike bullion or equities, their supply is fixed and declining due to natural attrition. With structured short-term agreements (3–18 months) and pre-agreed buyback options, investors can capture returns while mitigating downside risks.

For financial advisers, these agreements provide a compliant, tangible, and diversifying asset to offer wholesale clients seeking short-term gains and portfolio protection.

Key Investment Case...

8%–19% p.a. equivalent ROI

Key Investment Case...

Scarcity & Supply Dynamics

  • Pre-decimal notes were withdrawn from circulation in 1966 and destroyed in bulk – survivors are finite.
     
  • Decimal paper notes were replaced by polymer in the early 1990s – supply continues to contract.
     
  • Uncirculated examples command strong collector and investor demand.

8%–19% p.a. equivalent ROI

8%–19% p.a. equivalent ROI

8%–19% p.a. equivalent ROI

Performance vs. Traditional Assets

  • Banknotes have shown consistent appreciation in auction and private treaty markets (especially scarce prefixes and low-print runs).
     
  • Returns often exceed term deposits, with short-term agreements typically generating 8%–19% p.a..equivalent ROI.
     
  • Correlation with equities and property is negligible, offering genuine diversification.

About Note Vest Collectables

Adviser benefits...

Adviser benefits...

Adviser benefits...

For Advisers...

  • Present clients with a tangible, history-rich asset that resonates emotionally and financially.
     
  • Compliance-aligned structures (RG146 language, risk disclosures, wholesale classifications).
     
  • Enhanced value proposition for high-net-worth and wholesale clients seeking niche alternatives.

Client Benefits...

Adviser benefits...

Adviser benefits...

For Clients...

  • Exposure to rare, tangible assets backed by Australia’s banking and cultural heritage.
     
  • Defined short-term timeframes – unlike open-ended collectable investments.
     
  • Predictable ROI through contractual buybacks.
     
  • Portfolio hedge against inflation and currency devaluation.

Risk Management...

Adviser benefits...

Risk Management...

Risk Management...

  • Liquidity risk managed via contractual buybacks.
     
  • Market risk mitigated by sourcing only uncirculated, investment-grade notes.
     
  • Compliance risk reduced by adviser-aligned documentation (risk disclosure, wholesale declarations).
     
  • Valuation support from auction records, dealer indices, and historical sales data.

financial advisers can confidently introduce clients...

Short-Term Agreement Structure...

Australian uncirculated banknotes are not just collectables – they are finite historical assets with demonstrable market performance. By structuring investments through short-term agreements, financial advisers can confidently introduce clients to a secure, transparent, and profitable alternative investment.


These arrangements provide:

  • Clear ROI within fixed terms.
     
  • Diversification from mainstream asset classes.
     
  • Heritage-backed growth potential unmatched by synthetic or digital alternatives.
     

For advisers, this is an opportunity to deliver measurable value, compliance-ready solutions, and portfolio diversity in an asset class few competitors currently offer.

Important Information You Need To Know...

roBBie Kovak

Specialist acquisition agent/buyer of  Uncirculated Australian Pre- Decimal & Decimal Banknotes 1966 to 1993 

Working with Australian  Financial Advisers & their clients

Sourcing banknotes, Private treaty, Dealer networks, Deceased estates, Private collectors  & Collection breakups

Member: International Bank Note Society

Member: The Numismatic Association of Australia

Member:  Perth Numismatic Society

Member: Numismatic Society of South Australia

Member:  Numismatic Association of Victoria Inc

Member:  Queensland Numismatic  Society Inc

Member:  Redcliffe Numismatic Society Inc

Member:  American Numismatic Association

AND Numerous Australian Clubs & Societies

ABN: 43 350 451 362

PO Box 2405

Caulfield Junction  VIC 3161

austbanknotes@protonmail.com

The Profession of Independent Financial Advisers...

 

The Profession of Independent Financial Advisers exists to provide leadership to the financial advisory community and to the public at large on the provision of genuinely independent financial advice in this country.


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